One beginner, every mistake, written downhttps://diaryofacryptonoob.com/https://diaryofacryptonoob.com/the-payments-policy-we-wrote/https://diaryofacryptonoob.com/the-payments-policy-we-wrote/What our crypto payments policy says, why the auditor asked for one, and the sections we nearly left out.Tue, 08 Sep 2026 00:00:00 GMThttps://diaryofacryptonoob.com/crypto-and-our-accountant-a-year-later/https://diaryofacryptonoob.com/crypto-and-our-accountant-a-year-later/What our accountant said at the second year end, and the three things that made it straightforward.Thu, 03 Sep 2026 00:00:00 GMThttps://diaryofacryptonoob.com/choosing-where-we-trade/https://diaryofacryptonoob.com/choosing-where-we-trade/Six questions in one email eliminated three of five venues before we compared a single fee.Tue, 01 Sep 2026 00:00:00 GMThttps://diaryofacryptonoob.com/what-our-bank-needed-to-know/https://diaryofacryptonoob.com/what-our-bank-needed-to-know/Fifteen minutes with the relationship manager, before the first settlement, and we have had no questions since.Fri, 28 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/when-a-client-wanted-to-pay-in-crypto/https://diaryofacryptonoob.com/when-a-client-wanted-to-pay-in-crypto/It was not about cost for them. Understanding why changed how I handle these conversations.Tue, 25 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/crypto-for-a-consulting-business/https://diaryofacryptonoob.com/crypto-for-a-consulting-business/A year of numbers: which invoices used it, what it saved, and where it made no difference at all.Sun, 23 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/verifying-a-provider-annually/https://diaryofacryptonoob.com/verifying-a-provider-annually/Two had changed ownership. One had varied its permissions. Nobody had written to tell us.Fri, 21 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/the-wallet-review-we-do-quarterly/https://diaryofacryptonoob.com/the-wallet-review-we-do-quarterly/Who has access, which addresses are registered, and what the log shows. It has caught something every time.Mon, 17 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/paying-a-supplier-abroad/https://diaryofacryptonoob.com/paying-a-supplier-abroad/The transfer would have cost fifty euros and taken four days. What I did instead and what I had to check first.Thu, 13 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/how-different-businesses-use-this/https://diaryofacryptonoob.com/how-different-businesses-use-this/A survey of people I know, and the pattern that explains who adopted and who did not.Tue, 11 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/settling-a-trade-safely/https://diaryofacryptonoob.com/settling-a-trade-safely/A counterparty who accepted our settlement terms at a small size and objected at a large one told us what we needed to know.Sat, 08 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/two-desks-not-one/https://diaryofacryptonoob.com/two-desks-not-one/Not for pricing, though that improved. For the week our usual desk stopped quoting.Thu, 06 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/what-we-do-with-the-balance/https://diaryofacryptonoob.com/what-we-do-with-the-balance/We had several thousand in stablecoin for two months because nobody had chosen not to. Here is the policy we wrote.Sun, 02 Aug 2026 00:00:00 GMThttps://diaryofacryptonoob.com/our-stablecoin-invoice-template/https://diaryofacryptonoob.com/our-stablecoin-invoice-template/Seven lines, each one added after something specific went wrong.Wed, 29 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/integrating-payments-what-broke/https://diaryofacryptonoob.com/integrating-payments-what-broke/The happy path took an afternoon. The thing I did not build caused every support ticket for a month.Sun, 26 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/the-settlement-that-arrived-late/https://diaryofacryptonoob.com/the-settlement-that-arrived-late/One missed payout, an explanation that sounded reasonable, and the rule I made afterwards.Thu, 23 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/comparing-what-payments-cost-us/https://diaryofacryptonoob.com/comparing-what-payments-cost-us/Not the card rate. Everything, including the transactions we could not accept at all. The number was larger than I expected.Tue, 21 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/splitting-where-we-keep-things/https://diaryofacryptonoob.com/splitting-where-we-keep-things/Not because anything went wrong. Because working out what would happen if it did was uncomfortable.Sun, 19 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/what-our-custodian-diligence-found/https://diaryofacryptonoob.com/what-our-custodian-diligence-found/Nine questions to three providers. The ones they would not answer told me more than the ones they would.Thu, 16 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/the-crypto-card-i-stopped-using/https://diaryofacryptonoob.com/the-crypto-card-i-stopped-using/It worked fine. The tax record it generated was the problem, and one configuration change fixed it.Mon, 13 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/reading-the-terms-of-service/https://diaryofacryptonoob.com/reading-the-terms-of-service/Fifteen minutes on a document nobody opens, and it told me more than a week of comparing features.Wed, 08 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/checking-a-platform-licence/https://diaryofacryptonoob.com/checking-a-platform-licence/Five minutes each. Two did not check out, and one of them was holding a balance for me.Mon, 06 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/getting-a-desk-quote/https://diaryofacryptonoob.com/getting-a-desk-quote/My first attempt at comparing quotes was useless because I did it sequentially. Here is what changed.Thu, 02 Jul 2026 00:00:00 GMThttps://diaryofacryptonoob.com/the-trade-that-was-too-big/https://diaryofacryptonoob.com/the-trade-that-was-too-big/I placed a market order that was larger than the book could absorb, and watched it fill at progressively worse prices.Tue, 30 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/who-actually-pays-in-bitcoin/https://diaryofacryptonoob.com/who-actually-pays-in-bitcoin/A quarter of offering it, without a discount, and the split was not what I expected in either direction.Sun, 28 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/accepting-bitcoin-for-the-first-time/https://diaryofacryptonoob.com/accepting-bitcoin-for-the-first-time/The customer had paid. Our system said unpaid. Nothing was wrong and it still cost us a support conversation.Thu, 25 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/the-network-fee-that-surprised-us/https://diaryofacryptonoob.com/the-network-fee-that-surprised-us/Same stablecoin, same amount, same client. The network choice changed the fee from under a dollar to over ten.Mon, 22 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/why-we-do-not-hold-usdt/https://diaryofacryptonoob.com/why-we-do-not-hold-usdt/Holding it felt harmless. Three reasons changed my mind, and one of them was the accounting.Wed, 17 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/choosing-a-payment-provider-for-us/https://diaryofacryptonoob.com/choosing-a-payment-provider-for-us/The question that eliminated three of five before we looked at a single fee.Tue, 16 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/the-refund-request-i-declined/https://diaryofacryptonoob.com/the-refund-request-i-declined/A customer overpaid and asked for the difference sent somewhere else. Everything about it was polite and I said no anyway.Thu, 11 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/accepting-crypto-from-a-client/https://diaryofacryptonoob.com/accepting-crypto-from-a-client/What I had to decide before saying yes, and the two things I got wrong in the first month.Tue, 09 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/do-we-need-a-custodian/https://diaryofacryptonoob.com/do-we-need-a-custodian/Three questions decided it for us, and none of them were about technology.Sun, 07 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/when-we-outgrew-the-shared-login/https://diaryofacryptonoob.com/when-we-outgrew-the-shared-login/One account for the whole team seemed practical until someone left and we could not tell what they had done.Thu, 04 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/reconciling-crypto-at-month-end/https://diaryofacryptonoob.com/reconciling-crypto-at-month-end/What changed: separate wallets by purpose, a mandatory reference field, and a platform whose export actually reconciles.Mon, 01 Jun 2026 00:00:00 GMThttps://diaryofacryptonoob.com/setting-up-the-company-wallet/https://diaryofacryptonoob.com/setting-up-the-company-wallet/Approval rules felt excessive for a team of four. The one we almost disabled is the one that would have mattered.Wed, 27 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/comparing-swap-quotes/https://diaryofacryptonoob.com/comparing-swap-quotes/Two minutes of arithmetic showed I had been paying about four times more than necessary on routine conversions.Sun, 24 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/my-first-swap-mistake/https://diaryofacryptonoob.com/my-first-swap-mistake/The most common expensive mistake in crypto, made by someone who knew about it, and what actually happened next.Fri, 22 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/explaining-crypto-payments-to-my-accountant/https://diaryofacryptonoob.com/explaining-crypto-payments-to-my-accountant/The questions she asked, the records that satisfied them, and the export I now insist on before using a platform.Wed, 20 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/getting-paid-in-crypto/https://diaryofacryptonoob.com/getting-paid-in-crypto/What I put on the invoice, what I got wrong, and the six lines that stopped it happening again.Fri, 15 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/the-bank-called-about-my-transfer/https://diaryofacryptonoob.com/the-bank-called-about-my-transfer/What they asked, what answered it, and what a colleague did wrong that cost him the account.Thu, 14 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/my-first-conversion-back-to-euros/https://diaryofacryptonoob.com/my-first-conversion-back-to-euros/The sale was instant. The bank transfer was not, and the first one triggered checks nobody had mentioned.Mon, 11 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/opening-a-corporate-account/https://diaryofacryptonoob.com/opening-a-corporate-account/The full document list, the questions that were harder than expected, and what I would prepare in advance next time.Wed, 06 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/waiting-for-verification/https://diaryofacryptonoob.com/waiting-for-verification/A payment stalled because I hit a limit I did not know existed, during a week when it mattered.Tue, 05 May 2026 00:00:00 GMThttps://diaryofacryptonoob.com/the-card-payment-that-cost-extra/https://diaryofacryptonoob.com/the-card-payment-that-cost-extra/I compared providers on their fees and paid a larger one somewhere nobody told me about.Thu, 30 Apr 2026 00:00:00 GMThttps://diaryofacryptonoob.com/my-first-company-crypto-purchase/https://diaryofacryptonoob.com/my-first-company-crypto-purchase/The transfer bounced, the invoice was useless and the limit was lower than I needed. What I would do differently.Wed, 29 Apr 2026 00:00:00 GMT